My recommendation: DON’T GET ONE OF THESE.
I have one. I have one mainly because I went through a bankruptcy a few years back, and this is the only “normal card” (one without a ton of fees) that would take me. My credit score is good now, it is just the bankruptcy on my record that screws me for getting credit. So, in attempting to re-establish my credit, I am willing to accept deals from jerks like these guys. Unless you’re in my situation, you should find a better card.
Anyhow…here’s my review of their services and two recent stories about my experience with them.
Out of 5 possible stars (1 being “suck” and 5 being “awesome”)
Rewards Program: ****
Customer Service: **
Terms and Conditions: *